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The Interim Period

What’s wrong with my pension? Written By: Joseph Polakovic An often overlooked part of retirement planning is the interim period that exists between the Federal Employees’ retirement date and the date they receive their first full pension check. Most people are surprised when they learn of this. Choosing A Retirement DayIf you’re planning ahead and …

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The TSP Loan

WHY THE TSP LOAN COULD BE YOUR BEST LIFELINE Written By: Joseph Polakovic A priority for many Americans today is to pay off their outstanding debts. This makes it very difficult to save for retirement at the same time. The common understanding of a retirement account seems to insinuate that those funds are not available …

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Annual Leave Strategy

HOW DOES ANNUAL LEAVE IMPACT YOUR RETIREMENT? Written By: Joseph Polakovic & Daniel Vieira Depending on length of employment and position, federal employees will earn somewhere between 4-8 hours of annual leave each pay period (see rules here), up to a maximum of 208 hours earned per year. The amount of leave you are allowed …

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When Do I Retire: There’s a ‘Best Date’ for You Financially

THE DAY YOU CHOOSE TO RETIRE COULD COST YOU Written By: Joseph Polakovic Choosing your final day of work may seem like a nostalgic selection rather than a financial decision. However, you’d be remiss if you didn’t strategize this beforehand. Too often, federal employees are leaving thousands of dollars on the table as they exit …

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Thrift Savings Plan: Time for a Financial Health Assessment

WHAT IMPACT DOES COVID-19 HAVE ON YOUR RETIREMENT? Written By: Joseph Polakovic COVID-19 has already made a huge impact on all our lives. While our individual health and the health of those we love remain our priority, many federal employees are assessing the health of their retirement. As news reports continue to outline the devastation …

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